Housing, Homelessness & Resources

If your home is in need of repair, we may be able to help. Thanks to funding provided by the U.S. Department of Housing and Urban Development (HUD) and the Connecticut Department of Housing through the Small Cities Community Development Block Grant (CDBG) Program, we are able to assist qualified homeowners in completing needed repairs.

The Mansfield Housing Rehabilitation Revolving Loan Program provides 0% interest loans to income-eligible homeowners to finance home repairs and energy efficiency improvements. Like a regular mortgage, the Town places a lien on your property for the amount of the loan; however, there are no monthly payments required. When you sell or refinance your home, the loan is repaid and the funds are then used to assist another family with repairs.

Applications are continually accepted and reviewed for eligibility throughout the year.  Before you get started, you will need to make sure you have compiled the information and documents required to complete the application. 

APPLY
Once you've collected the required information and documents, complete and submit the on-line application form.

This Program is available to low and moderate income homeowners as defined by the U.S. Department of Housing and Urban Development (HUD).  To Qualify, the total combined annual income of all residents in the household cannot exceed income guidelines that are established annually.  Current (2025) income limits are listed below by household size (Including Children)

How the Program Works:

Once your application is approved, you will be placed on the waiting list for funding in the order in which your application was received and approved.  When you reach the top of the list, our Rehabilitation Specialist will work with you and identify all the items in your home that need to be addressed.  A list of repairs will then be generated with priority given to code compliance and items in urgent need of repair. 

Bidding and Construction
We handle the bidding process for the improvements, and you will be responsible for selecting the contractor from the bids received.  If the contractor you select is not the lowest qualified bidder, you will be responsible for the difference in cost between the low bid and the bid of the selected contractor.  Our Rehabilitation Specialist will work with you and the contractor throughout the improvement process to ensure that the repairs are proceeding in order.

Emergency Repairs
There are some home repairs that just can't wait, like a broken furnace in the middle of the winter.  If you have a home repair emergency, we can expedite that particular repair to make sure that your home remains habitable.  Our Rehabilitation Specialist will still develop a complete list of needed repairs, and your application for assistance with the other needed repairs and improvements will be placed on the waiting list as described above. 

Eligible Home Improvements

Energy Efficiency Upgrades (Electrical, Heating and Plumbing Systems)

Structural Repairs/Improvements (Foundations, Sills, Joists, Columns, Beams)

Roof Repair/Replacement

Windows

Doors

Private Well/Septic System Repair/Replacement 

Public Water/Sewer Line Lateral Connection Repairs/Replacements

Accessibility for Individuals with Disabilities

Gutters and Downspouts

Insulation

Mold Remediation

Lead Paint Abatement/Remediation

*Because funding is limited, the maximum dollar amount that can be spent per single-family home is $30,000; therefore, not all the items on your list may be completed.

The town of Mansfield is committed to ensuring that fair and equal housing opportunities are granted to all persons, in all housing opportunities and development activities funded by the town.  

For information on:

• Recognizing Discrimination
• Fair Housing Complaints
• Other Housing Complaints
• Documents and other forms

Please visit our Fair Housing in Mansfield page found here.